As explained by her, a postponement of up to five years of these debts is being studied, a period in which they will have more “flexible” repayment conditions, as well as increasing the minimum period for the first procedure for the seizure of the property from one to two years.
This has been the response of the minister of Employment to a question made by the Socialist Group in the Senate, where she confirmed that she hoped these measures would be in force soon. In any case, Báñez has pointed out that right now the home of one of these workers cannot be seized if he/she can guarantee those debts with other properties.
The minister of Employment has advanced that the Social Security has awarded in 2012 up to 24.340 payment postponements to freelancers, for 175 million Euros, which means, in her opinion, an “important effort” which benefits a group of workers which is “a priority for the Government.
The Minister of Employment has made this announcement after the socialist senator Juan Espadas asked if it would be possible to adapt the regulations of the Social Security in order to avoid seizures and evictions on freelancers which have their homes as guarantee for their debts.
Espadas gave the example of a couple with children and a business in Seville, where the husband has an income of 426 Euros and the wife is unemployed. This couple has a debt of 5000 Euros with the Social Security, but if the regulations are not changed, they could end up losing their home.
As indicated by the senator, should this debt be with a financial institution, this couple would be able to save their home; in this case though it would be “an eviction by the State”. One of them has paid contributions during 22 years and was expecting the State to lend him a hand”, he added.
The Federation of Associations of Freelancers (ATA) had already asked the Government to take into account the special conditions of thousands of freelancers on the verge of a seizure because of the debts with the Administration before the “anti evictions” decree was approved in November 2012.
They had specifically demanded the end of seizures on homes and premises, which are the guarantee of these workers on their debts, if they have any unpaid invoices with the Administration.
The decree, which does not include any specific measures for freelancers with debts with the Social Security, regulates the standstill during two years of the evictions if certain economic and social requirements are met, and the creation of the Social Fund for Housing, in order to shelter those people affected by these processes, with rents between 150 and 400 Euros.
Concerning this last matter, on Thursday the agreement on the Social Fund of Housing will be signed in Madrid. The National Banking Association and the Spanish Confederation of Savings Banks will transfer 6000 properties based on this agreement.